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第六期 2007年12月真题 文章(5/6) - 英语听力
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[00:00.10]Passage Three
[00:03.64]Obtaining good health insurance is a real necessity while you are studying overseas.
[00:11.06]It protects you from minor and major medical expenses that can wipe out
[00:16.34]not only your savings but your dreams of an education abroad.
[00:21.86]There are often two different types of health insurance you can consider buying:
[00:28.51]international travel insurance and student insurance in the country where you will be going.
[00:36.50]An international travel insurance policy is usually purchased in your home country before you go abroad.
[00:45.24]It generally covers a wide variety of medical services and you are often given a list of doctors in the area
[00:54.16]where you will travel who may even speak your native language.
[00:59.08]The drawback might be that you may not get your money back immediately.
[01:04.36]In other words, you may have to pay all your medical expenses
[01:09.08]and then later submit your receipts to the insurance company.
[01:13.53]On the other hand,
[01:15.76]getting student health insurance in the country where you will study
[01:20.01]might allow you to only pay a certain percentage of the medical cost at the time of service
[01:26.40]and thus you don't have to have sufficient cash to pay the entire bill at once.
[01:32.87]Whatever you decide,obtaining some form of health insurance is something you should consider before you go overseas.
[01:42.83]You shouldn't wait until you are sick with major medical bills to pay off.
[00:03.64]Obtaining good health insurance is a real necessity while you are studying overseas.
[00:11.06]It protects you from minor and major medical expenses that can wipe out
[00:16.34]not only your savings but your dreams of an education abroad.
[00:21.86]There are often two different types of health insurance you can consider buying:
[00:28.51]international travel insurance and student insurance in the country where you will be going.
[00:36.50]An international travel insurance policy is usually purchased in your home country before you go abroad.
[00:45.24]It generally covers a wide variety of medical services and you are often given a list of doctors in the area
[00:54.16]where you will travel who may even speak your native language.
[00:59.08]The drawback might be that you may not get your money back immediately.
[01:04.36]In other words, you may have to pay all your medical expenses
[01:09.08]and then later submit your receipts to the insurance company.
[01:13.53]On the other hand,
[01:15.76]getting student health insurance in the country where you will study
[01:20.01]might allow you to only pay a certain percentage of the medical cost at the time of service
[01:26.40]and thus you don't have to have sufficient cash to pay the entire bill at once.
[01:32.87]Whatever you decide,obtaining some form of health insurance is something you should consider before you go overseas.
[01:42.83]You shouldn't wait until you are sick with major medical bills to pay off.
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